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At a glance

  • Help to advocate for the care of Veterans and their families each time you make an eligible purchase
  • 2,500 bonus points†† ($12.50 in cash back value) after your first eligible purchase within the first 90 days of account opening and 2,500 bonus points†† ($12.50 in cash back value) once enrolled for e-statements within the first 90 days of account opening
  • Earn 2 points for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $10,000 is spent annually in the applicable category
  • Earn points every day: get 1 point for every dollar spent on all other eligible purchases
  • Each year, you will receive Birthday Bonus Points equal to 10% of the total number of Points the account earned in the 12 months before the month of the primary cardholder's birthday, to a maximum Birthday Bonus each year of 10,000 Points
  • Flexible rewards: Redeem points for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel.
  • No Annual Fee¤
  • Your MBNA Rewards Points never expire as long as your account is open and in good standing
  • The MBNA Payment Plan can make it more convenient to pay for large purchases and manage your budget. Pay for eligible credit card purchases of $100 or over by making monthly payments. Choose from three Payment Plan terms: 6, 12 or 18 months. Conditions and fees apply.

More Card Benefits & Features

  • Welcome Bonus
    Enroll for e-statements within the first 90 days of account opening to receive 2,500 bonus points, and receive 2,500 bonus points after your first eligible purchase within 90 days of account opening.††
  • Earning Points Everyday
    Cardholders earn points that they can redeem towards merchandise, travel, cash back, or charitable donations. Earn 2 points per $1 on gas, grocery & restaurant purchases ($5,000 annual cap a year for each category), and 1 point per $1 on other eligible purchases.
  • More Information
    The redemption value for travel is 100 points per $1, while cash and charity donations are 200 points per $1. Merchandise & gift cards point value are disclosed in the rewards catalogue.

  • Emergency Services
    Certain services are available in case of emergency. Services include Emergency Card Replacement on a 7-10 day delivery or by courier.
  • More Coverage and Support
    Cash Advances at banks and ATMs internationally. Conditions and fees apply.

  • Mobile Device Insurance***
    With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown.
  • Purchase AssuranceA
    Coverage on eligible items purchased with your MBNA credit card should they be stolen or damaged within the first 90 days from the date of purchase. Lifetime total accumulative limit of $60,000 per account.
  • Extended Warranty BenefitsA
    Doubles the written manufacturer's warranties valid in Canada for up to one additional year on eligible new purchases made with your MBNA credit card.
  • Save with Avis Rent A Car and Budget Rent A Car
    Use your MBNA credit card to save a minimum of 10% off the base rates12 in Canada and the U.S., and a minimum of 5% off the base rates12 internationally, on qualifying car rentals at participating Avis and Budget locations.
    Avis: You can reserve your Avis car rental by visiting www.avis.ca/mbna. Quote Avis Worldwide Discount (AWD) #C078405 at the time of reservation and charge the full rental to your MBNA credit card.
    Budget: You can reserve your Budget car rental by visiting www.budget.ca/mbna. Quote Budget Customer Discount (BCD) #A331704 at the time of reservation and charge the full rental to your MBNA credit card.

  • Mastercard®contactless
    Simply tap your Mastercard® at participating merchants to process payments safely and wirelessly – letting you keep your card in your hands at all times. Use your Mastercard® contactless at millions of international locations where contactless is accepted.
  • Mastercard® Zero Liability
    As a Mastercard® credit card cardholder, you will not be responsible for unauthorized~ purchases made in store, over the telephone or online. Some conditions apply.
  • Card Verification Code (CVC)
    All our credit cards use a CVC code that can normally be found on the signature strip on the back of a credit card (the last 3 digits). The purpose of this is to verify that the genuine credit card is being used to make the purchase.
  • Chip & PIN
    All of our cards are Chip & PIN enabled, which is one of the most secure ways to pay by credit card. Instead of a signature, you will be asked to enter a 4-digit Personal Identification Number (PIN) that is to be known only by you. Learn more about Chip & PIN.

Find out more about MBNA Credit Cards


Ways to Apply

  • applyonline

    Apply Online

    You’ve found the right fit. Apply for your new card using our simple and secure online form

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