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We offer a variety of credit card options. Simply compare these cards and choose the Mastercard® or Visa^* that’s best for you.

You should not have to worry about your credit card security and privacy. At MBNA, we have taken specific measures to make sure your valuable information remains protected.
Choose from any of these credit card options: Low Interest, No Annual Fee, Cashback, Rewards, Travel, and Retail.

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MBNA True Line® Mastercard®

Welcome offer: You could get a 0% promotional annual interest rate (“AIR”)^† for 12 months on balance transfers^✪ completed within 90 days of account opening.

$0 Annual Fee

12.99%

Interest: Purchases

12.99%

Interest: Balance Transfers & Access Cheques

24.99%

Interest: Cash Advances

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MBNA True Line® Gold Mastercard®

With an 8.99% standard interest rate on purchases, this is the lowest rate MBNA card.

$39 Annual Fee

8.99%

Interest: Purchases

8.99%

Interest: Balance Transfers & Access Cheques

24.99%

Interest: Cash Advances

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MBNA Rewards Platinum Plus® Mastercard®

Welcome offer: Earn 4 points per $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $10,000 is spent annually. You could also receive up to 10,000 bonus points^††. Conditions apply.

$0 Annual Fee

19.99%

Interest: Purchases

22.99%

Interest: Balance Transfers & Access Cheques

24.99%

Interest: Cash Advances

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MBNA Rewards World Elite® Mastercard®

Welcome offer: Earn up to 30,000 bonus MBNA Rewards Points^†† for cash back, gift cards and more. Conditions Apply.

$120/$50 Annual Fee

19.99%

Interest: Purchases

22.99%

Interest: Balance Transfers & Access Cheques

24.99%

Interest: Cash Advances

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MBNA Smart Cash Platinum Plus® Mastercard®

Welcome offer: Earn 5% Cash Back on gas and groceries for the first 6 months^†† (until the total gas and grocery purchases in the applicable month reaches $500).

$0 Annual Fee

19.99%

Interest: Purchases

22.99%

Interest: Balance Transfers & Access Cheques

24.99%

Interest: Cash Advances

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MBNA Smart Cash World Mastercard®

Welcome offer: Earn 5% Cash Back on gas and groceries for the first 6 months^†† (until the total gas and grocery purchases in the applicable month reaches $500).

$39 Annual Fee

19.99%

Interest: Purchases

22.99%

Interest: Balance Transfers & Access Cheques

24.99%

Interest: Cash Advances

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Amazon.ca Rewards Mastercard

Welcome Offer:

Get 5% back at Amazon.ca, Whole Foods Market stores in Canada, grocery stores and restaurants! Valid for the first 6 months, on your first $3,000 in eligible purchases^††.

$0 Annual Fee

19.99%

Interest: Purchases

22.99%

Interest: Balance Transfers & Access Cheques

22.99%

Interest: Cash Advances

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The Royal Canadian Legion® MBNA Rewards Mastercard®

Earn up to 5,000 bonus MBNA Rewards Points^††. Support Canadian veterans while earning points^‡ toward Cash Back, travel and more.

$0 Annual Fee

19.99%

Interest: Purchases

22.99%

Interest: Balance Transfers & Access Cheques

24.99%

Interest: Cash Advances

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Credit Card Benefits

Mastercard Benefits

Our catalogue of Mastercard products comes with a wide range of benefits and capabilities. There’s a Mastercard that’s right for you.
Visa* Credit Card Benefits

Our catalogue of Visa* credit cards come with a wide range of benefits and capabilities. Find the MBNA Visa* Card that’s right for you.

Apple, the Apple logo, Apple Pay, Touch ID, Face ID, iPad, Apple Watch, MacBook Pro and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.

* Visa is a Trademark of Visa International Service Association, used under license.

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^† This Promotional Rate applies to any balance transfers made within 90 day(s) of your account opening (each, an "eligible transaction") and will remain in effect for 12 Statement Periods from the transaction date of each eligible transaction. The Promotional Rate will increase and the remaining balance of the eligible transaction will become subject to the Standard Rate for balance transfers either: (1) on the first day of the first Statement Period that occurs after the expiry of the Promotional Rate; or (2) on the first day of the second Statement Period following any late Minimum Payment.

^✪BALANCE TRANSFERS

Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 3.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

^†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. Welcome bonus of 5,000 points will be awarded if $500 in eligible Purchases are made on your Account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request(s) or otherwise disputed. In order to obtain a "Paperless Bonus" of 5,000 bonus points, you must enroll in online banking at www.mbna.ca and consent to Paperless Statements for the account within the first 90 days of account opening, and not subsequently rescind such enrollment throughout this period. For the double the points on restaurant, grocery, digital media, membership, and household utility Purchases offer, for the first 90 days after account opening you will earn an additional 2 points/$1 spent on restaurant, grocery, digital media, membership, and household utility purchases (on top of the regular earn rate of 2 points/$1 spent on such purchases as indicated in the Program terms and conditions), subject to a maximum annual cap of $10,000 in each category. Please allow 8-10 weeks for the applicable bonus points to be posted to your points account. Limit one-time bonus point offer (no cash value) per new account for each bonus point offer. This offer is not available to residents of Quebec. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

^†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. Welcome bonus of 20,000 points will be awarded if $2,000 in eligible Purchases are made on your Account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request(s) or otherwise disputed. In order to obtain a "Paperless Bonus" of 10,000 bonus points, you must enroll in online banking at www.mbna.ca and consent to Paperless Statements for the account within the first 90 days of account opening, and not subsequently rescind such enrollment throughout this period. Please allow 8-10 weeks for the applicable bonus points to be posted to your points account. Limit one-time bonus point offer (no cash value) per new account for each bonus point offer. This offer is not available to residents of Quebec. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

^††To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. For the first six (6) months after the account is opened (the “Bonus Period“), eligible gas and grocery purchases will earn 5% in MBNA Dollars until the total gas and grocery purchases in the applicable month reaches $500 (the "Gas and Groceries Monthly Spend Cap"). Once the Gas and Groceries Monthly Spend Cap has been reached, eligible gas and groceries purchases will only earn the Base Earn Rate. Please allow 8–10 weeks from the transaction date for bonus MBNA Dollars to be posted to your MBNA Dollars account. Limit one-time bonus MBNA Dollars offer per new account. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

^†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. For the first six (6) months after the account is opened (the “Bonus Period“), eligible gas and grocery purchases will earn 5% in MBNA Dollars until the total gas and grocery purchases in the applicable month reaches $500 (the "Gas and Groceries Monthly Spend Cap"). Once the Gas and Groceries Monthly Spend Cap has been reached, eligible gas and groceries purchases will only earn the Base Earn Rate. Please allow 8–10 weeks from the transaction date for bonus MBNA Dollars to be posted to your MBNA Dollars account. Limit one-time bonus MBNA Dollars offer per new account. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

^‡These are highlights of the rewards program (the "Program") associated with this credit card account. To participate in the Program, you must have an Amazon.ca account that is open and in good standing, and otherwise comply with the Program terms and conditions. The Amazon Prime membership status of the Amazon.ca account that you select to be associated with your credit card account will determine the number of points earned on eligible purchases. Accumulated points will be redeemed for Amazon.ca Gift Card(s), which will be loaded to your Amazon.ca account by Amazon. Complete terms and conditions describing Program eligibility, limitations and restrictions will be sent after your credit card account is opened. The Toronto-Dominion Bank has no liability or responsibility for the Amazon.ca Gift Card(s) or any aspect of your Amazon.ca account.

^††Limit one-time bonus points offer (no cash value) per new credit card account. This offer only applies to eligible purchases made during the first six months after credit card account opening: (a) at eating places and fast food restaurants (merchant category codes 5812 and 5814); (b) at grocery stores and supermarkets (merchant category code 5411); (c) on the Amazon.ca website; and (d) at any physical Whole Foods Market locations in Canada. For greater certainty, this offer replaces and is not in addition to the regular earn rates for the rewards program associated with the account. Regular earn rates will apply to purchases outside the above categories and to the above categories after $3,000 in eligible purchases. This promotion is offered by MBNA and Amazon and may be amended or cancelled at any time without notice.

^††To qualify for this offer, an applicant must be approved for World Elite card and a single or combination of purchase transactions totaling at least one thousand Canadian dollars (CAD 1,000) must be made using such account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request or otherwise disputed. Please allow 8-10 weeks from the transaction date for bonus Miles to be posted to your Mileage Plan account. Account must be open and active on posting/delivery date to qualify for bonus Miles. Limit one-time bonus Miles offer (no cash value) per new account. Reissues, fraud, lost/stolen and reopened accounts do not qualify for this offer. This promotion is offered by MBNA and may be amended or cancelled at any time without notice. Additional bonus Miles may be awarded if a completed application is submitted to an Alaska Airlines employee.

^††To qualify for this offer, an applicant must be approved for a Platinum card and a single or combination of purchase transactions totaling at least one thousand Canadian dollars (CAD 1,000) must be made using such account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request or otherwise disputed. Please allow 8-10 weeks from the transaction date for bonus Miles to be posted to your Mileage Plan account. Account must be open and active on posting/delivery date to qualify for bonus Miles. Limit one-time bonus Miles offer (no cash value) per new account. Reissues, fraud, lost/stolen and reopened accounts do not qualify for this offer. This promotion is offered by MBNA and may be amended or cancelled at any time without notice. Additional bonus Miles may be awarded if a completed application is submitted to an Alaska Airlines employee.

^†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. The account must be used for at least one eligible transaction that is not subsequently rescinded, the subject of a charge back request or otherwise disputed. Please allow 8-10 weeks from the transaction date for bonus points to be posted to your points account. Limit one-time bonus point offer (no cash value) per new account. This promotion is offered by MBNA and Best Western and may be amended or cancelled at any time without notice.

^†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. The account must be used for at least one eligible transaction within the first 90 days of account opening that is not subsequently rescinded, the subject of a charge back request or otherwise disputed. Please allow 8-10 weeks from the transaction date for bonus Loyalty Shopping Dollars to be posted to your Loyalty Shopping Dollars account. Limit one-time bonus offer (no cash value) per new account. This promotion is offered by Melaleuca and may be amended or cancelled at any time without notice. The Toronto-Dominion Bank is not responsible or liable for any aspect of this promotion.

^†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. Welcome bonus of 5,000 points will be awarded if $500 in eligible Purchases are made on your Account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request(s) or otherwise disputed. In order to obtain a "Paperless Bonus" of 5,000 bonus points, you must enroll in online banking at www.mbna.ca and consent to Paperless Statements for the account within the first 90 days of account opening, and not subsequently rescind such enrollment throughout this period. For the double the points on restaurant, grocery, digital media, membership, and household utility Purchases offer, for the first 90 days after account opening you will earn an additional 2 points/$1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases (on top of the regular earn rate of 2 points/$1 spent on such purchases as indicated in the Program terms and conditions), subject to a maximum annual cap of $10,000 in each category. Please allow 8-10 weeks for the applicable bonus points to be posted to your points account. Limit one-time bonus point offer (no cash value) per new account for each bonus point offer. This offer is not available to residents of Quebec. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

^‡These are highlights of the credit card rewards program (the "Program") associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. The account will earn two (2) points per dollar spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until you spend $10,000 annually (per calendar year) in the applicable category. Other eligible purchases will earn a Base Earn Rate of one (1) point per dollar. Each year, the account will receive Birthday Bonus Points equal to 10% of the total number of Points the account earned in the 12 months before the month of the primary cardholder's birthday, to a maximum Birthday Bonus each year of 10,000 Points. The Birthday Bonus Points will be added to the account before the end of the primary cardholder's birthday month. The redemption rate for Points earned may differ depending on the redemption option chosen. Complete terms and conditions describing Program eligibility, accrual, earn limits, and redemption of Points, and other important conditions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.

^† This Promotional Rate applies to any balance transfers made within 90 day(s) of your account opening (each, an "eligible transaction") and will remain in effect for 10 Statement Periods from the transaction date of each eligible transaction. The Promotional Rate will increase and the remaining balance of the eligible transaction will become subject to the Standard Rate for balance transfers either: (1) on the first day of the first Statement Period that occurs after the expiry of the Promotional Rate; or (2) on the first day of the second Statement Period following any late Minimum Payment.

^‡ These are highlights of the credit card rewards program (the " Program ") associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, periodic draws for new Harley-Davidson ® Motorcycles, accrual and redemption of points, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions upon receipt. Accumulated points can only be redeemed in accordance with the Harley-Davidson TM Rewards Program (the " H-D Program "). The Toronto-Dominion Bank has no liability or responsibility for any aspect of the H-D Program. Please visit www.harley-davidson.com for complete Harley-Davidson TM Rewards Program terms and conditions.

~ As a Mastercard credit card cardholder, you will receive the benefit of Zero Liability in the event of the unauthorized use of your Canadian-issued Mastercard credit card. Zero Liability is provided under specific conditions. Visit www.mastercard.ca for more information.

^˄No purchase necessary. Contest closes at 11:59 PM ET on December 31, 2022. Automatically receive one (1) entry for each eligible Harley-Davidson®Mastercard® credit card purchase made during each of the Promotional Periods (Promotional Period 1 = Jan 1 to Mar 31, 2022, 11:59 PM ET, Promotional Period 2 = Apr 1 to Jun 30, 2022, 11:59 PM ET, Promotional Period 3 = Jul 1 to Sep 30, 2022, 11:59 PM ET, Promotional Period 4 = Oct 1 to Dec 31, 2022, 11:59 PM ET). Four (4) prizes available to be won (ARV ranges between $12,499 and $18,499). Odds of winning depend on the number of eligible entries received/stamped (as outlined in the Official Rules) during each Promotional Period. Open to Canadian residents who are Harley-Davidson®Mastercard® credit card holders and have reached the age of majority at the time of entry. Skill-testing question required. For full rules, including no purchase entry details, visit https://www.mbna.ca/content/dam/mbna/document/pdf/credit-cards/mbna-harley-davidson-contestrulesandregulations-en.pdf. Opt-out: If you do not wish to be entered into the Contest, you must indicate your preference to opt-out by contacting Sponsor (and/or its applicable division(s)) by (I) telephone at 1-888-876-6262 (toll-free – Monday to Sunday, 7 a.m. to 12 a.m. ET) or (II) mail at MBNA Harley-Davidson Mastercard 2022 Contest Opt-out, 23 Prince Andrew Place, Toronto, Ontario, M3C 2H2.

✪ BALANCE TRANSFERS
Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

^A Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, the full cost of the item must be paid for using your MBNA Credit Card. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your MBNA Guide to Coverage.

^B Underwritten by TD Home and Auto Insurance Company. Car rentals must be charged in full to the Card and the rental period cannot exceed 31 consecutive days. The rental agency’s Collision Damage Waiver (CDW) coverage must be declined by the Cardholder. Please note, in some jurisdictions, rental agencies may require you to purchase the CDW coverage from them — it is important to call before booking your car rental to confirm their insurance requirements. Refer to the "Rental Vehicle Benefits" section of your MBNA Guide to Coverage document for rental exclusions and further details.

^F This is not an insurance benefit but assistance services only. The services are provided by our Administrator. Any payments made by our Administrator will be charged to your credit card. The services are subject to conditions, limitations and exclusions that are fully described in the Guide to Coverage.

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Browse and Compare credit cards

MBNA True Line® Mastercard®

MBNA True Line® Gold Mastercard®

MBNA Rewards Platinum Plus® Mastercard®

MBNA Rewards World Elite® Mastercard®

MBNA Smart Cash Platinum Plus® Mastercard®

MBNA Smart Cash World Mastercard®

Amazon.ca Rewards Mastercard

The Royal Canadian Legion® MBNA Rewards Mastercard®

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