Loyalty is great, but blind loyalty to a credit card could cost you money. If you already carry a card and you're not sure what the terms are, now is a good time to find out.
You'll find some information on your credit card statement. For the rest, check your credit card account agreement. If you don't have your agreement on file, visit the company's website or call their Customer Service department to get the information. You will need it to compare your credit card to the rest of the market.
Once you compare credit cards, it will be easier to find a credit card that's right for you. Follow up on the best offer-and shred the rest.