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At a glance

  • Welcome offer: You could get a 0% promotional annual interest rate (“AIR”) for 12 months on balance transfers completed within 90 days of account opening.
  • This low rate card has a 12.99% standard interest rate on eligible purchases and balance transfers.
  • No Annual Fee
  • At MBNA, we have taken extensive privacy and security measures to make sure your valuable information remains protected.
  • Take advantage of Apple Pay for a safe, quick and convenient way to pay with an MBNA card.
  • Use available credit on your credit card to transfer funds right to your chequing account.
  • Add up to 9 authorized users¤ with no additional annual fee for each added authorized user.
  • The MBNA Payment Plan can make it more convenient to pay for large purchases and manage your budget. Pay for eligible credit card purchases of $100 or over by making monthly payments. Choose from three Payment Plan terms: 6, 12 or 18 months. Conditions and fees apply. Use the payment plan calculator to find out how much you can save in interest.

More Card Benefits & Features

  • Emergency Services
    Certain services are available in case of emergency. Services include Emergency Card Replacement on a 7-10 day delivery or by courier.
  • More Coverage and Support
    Credit Line Increase Decisions during regular business hours and Cash Advances at banks and ATMs internationally.

  • Save with Avis Rent A Car and Budget Rent A Car
    Use your MBNA credit card to save a minimum of 10% off the base rates 1 , 2 in Canada and the U.S., and a minimum of 5% off the base rates 1 , 2 internationally, on qualifying car rentals at participating Avis and Budget locations.
    Avis: You can reserve your Avis car rental by visiting . Quote Avis Worldwide Discount (AWD) #C078405 at the time of reservation and charge the full rental to your MBNA credit card.
    Budget: You can reserve your Budget car rental by visiting . Quote Budget Customer Discount (BCD) #A331704 at the time of reservation and charge the full rental to your MBNA credit card.

  • Mastercard® Contactless
    Simply tap your Mastercard® at participating merchants to process payments safely and wirelessly - letting you keep your card in your hands at all times. Use your Mastercard® at millions of international locations where contactless is accepted.
  • Mastercard® Zero Liability
    As a Mastercard® credit card cardholder, you will not be responsible for unauthorized~ purchases made with your credit card in store, over the telephone,online, mobile device or ATM transactions. Some conditions apply.
  • Card Verification Code (CVC)
    All our credit cards use a CVC code that can normally be found on the signature strip on the back of a credit card (the last 3 digits). The purpose of this is to verify that the genuine credit card is being used to make the purchase.
  • Chip & PIN
    All of our cards are Chip & PIN enabled, which is one of the most secure ways to pay by credit card. Instead of a signature, you will be asked to enter a 4-digit Personal Identification Number (PIN) known only by you. Learn more about Chip & PIN.

Find out more about MBNA Credit Cards

How to apply for a credit card

Apply Online

You've found the right fit. Apply for your new card using our simple and secure online credit card application.

More information about MBNA True Line® Mastercard®

For information about your Card, please refer to the MBNA Account Agreement.

Have a question? Find answers here