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At a glance

  • Welcome offer: You could get a 0% promotional annual interest rate (“AIR”)† for 12 months on balance transfers✪ completed within 90 days of account opening.
  • This low rate card has a 12.99% standard interest rate on eligible purchases and balance transfers✪.
  • No Annual Fee
  • At MBNA, we have taken extensive privacy and security measures to make sure your valuable information remains protected.
  • Take advantage of Apple Pay for a safe, quick and convenient way to pay with an MBNA card.
  • Use available credit on your credit card to transfer funds right to your chequing account.
  • Add up to 9 authorized users¤ with no additional annual fee for each added authorized user.
  • The MBNA Payment Plan can make it more convenient to pay for large purchases and manage your budget. Pay for eligible credit card purchases of $100 or over by making monthly payments. Choose from three Payment Plan terms: 6, 12 or 18 months. Conditions and fees apply. Use the payment plan calculator to find out how much you can save in interest.

More Card Benefits & Features

  • Emergency Services
    Certain services are available in case of emergency. Services include Emergency Card Replacement on a 7-10 day delivery or by courier.
  • More Coverage and Support
    Credit Line Increase Decisions during regular business hours and Cash Advances at banks and ATMs internationally.

  • Save with Avis Rent A Car and Budget Rent A Car
    Use your MBNA credit card to save a minimum of 10% off the base rates 1 , 2 in Canada and the U.S., and a minimum of 5% off the base rates 1 , 2 internationally, on qualifying car rentals at participating Avis and Budget locations.
    Avis: You can reserve your Avis car rental by visiting www.avis.ca/mbna . Quote Avis Worldwide Discount (AWD) #C078405 at the time of reservation and charge the full rental to your MBNA credit card.
    Budget: You can reserve your Budget car rental by visiting www.budget.ca/mbna . Quote Budget Customer Discount (BCD) #A331704 at the time of reservation and charge the full rental to your MBNA credit card.

  • Mastercard® Contactless
    Simply tap your Mastercard® at participating merchants to process payments safely and wirelessly - letting you keep your card in your hands at all times. Use your Mastercard® at millions of international locations where contactless is accepted.
  • Mastercard® Zero Liability
    As a Mastercard® credit card cardholder, you will not be responsible for unauthorized~ purchases made with your credit card in store, over the telephone,online, mobile device or ATM transactions. Some conditions apply.
  • Card Verification Code (CVC)
    All our credit cards use a CVC code that can normally be found on the signature strip on the back of a credit card (the last 3 digits). The purpose of this is to verify that the genuine credit card is being used to make the purchase.
  • Chip & PIN
    All of our cards are Chip & PIN enabled, which is one of the most secure ways to pay by credit card. Instead of a signature, you will be asked to enter a 4-digit Personal Identification Number (PIN) known only by you. Learn more about Chip & PIN.

Find out more about MBNA Credit Cards

How to apply for a credit card

Apply Online

You've found the right fit. Apply for your new card using our simple and secure online credit card application.

Apply now

More information about MBNA True Line® Mastercard®

For information about your Card, please refer to the MBNA Account Agreement.

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