MBNA Smart Cash Platinum Plus® Mastercard®

Welcome offer: Earn 5% Cash Back on gas and groceries for the first 6 months^†† (up to $150 in Cash Back)

Annual Fee: $0
Interest: Purchases 19.99%
Interest: Cash Advances 24.99%
Interest: Balance Transfers^✪ & Access Cheques 22.99%

Eligibility Requirements:

Open to Canadian residents who are of the age of majority in their province/territory of residence.

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At a glance

Welcome offer: Earn 5% Cash Back on eligible gas and groceries purchases for the first 6 months^†† ($500 monthly spend cap)
Earn 2% on gas and groceries thereafter^‡ ($500 monthly spend cap)
Get 0.5% Cash Back on all other eligible purchases^‡
No Annual Fee
Add up to 9 authorized users^¤ with no additional annual fee for each added authorized user
New Feature: The MBNA Payment Plan makes it more convenient to pay for large purchases and manage your budget. Pay for eligible credit card purchases of $100 or over by making monthly payments. Choose from three Payment Plan terms: 6, 12 or 18 months.