You are now leaving our website and entering a third-party website over which we have no control.
MBNA Smart Cash Platinum Plus® Mastercard®
Product rates and fees may vary across different regions.
Your region is currently set to
Change Region
Product rates and fees may vary across different regions.
We noticed you're outside of Canada right now. Based on your last visit with us, your region is set to
Change Region
At a glance
- Welcome offer: Earn 5% Cash Back on eligible gas and groceries purchases for the first 6 months†† ($500 monthly spend cap)
- Earn 2% on gas and groceries thereafter‡ ($500 monthly spend cap)
- Get 0.5% Cash Back on all other eligible purchases‡
- No Annual Fee
- Add up to 9 authorized users¤ with no additional annual fee for each added authorized user
- The MBNA Payment Plan can make it more convenient to pay for large purchases and manage your budget. Pay for eligible credit card purchases of $100 or over by making monthly payments. Choose from three Payment Plan terms: 6, 12 or 18 months. Conditions and fees apply. Use the payment plan calculator to find out how much you can save in interest.
More Card Benefits & Features
- Emergency Services
Certain services are available in case of emergency. Services include Emergency Card Replacement on a 7-10 day delivery or by courier. - Trip Assistance and Legal Assistance
Include support for Lost Document and Ticket Replacement, Lost Luggage Assistance, Pre-trip Information and Legal Assistance.F
- More Coverage and Support
Our standard 1-hour Credit Line Increase Decisions during regular business hours and Cash Advances at banks and ATMs internationally.
- Purchase Assurance
Covers most items purchased with your MBNA credit card for the first 90 days from the date of purchase. Lifetime total accumulative limit of $60,000 per account.A - Extended Warranty Benefit
Doubles the written warranties for up to one additional year on most new purchases made with your MBNA credit card.A
- Save with Avis Rent A Car and Budget Rent A Car
Use your MBNA credit card to save a minimum of 10% off the base rates1, 2 in Canada and the U.S., and a minimum of 5% off the base rates1, 2 internationally, on qualifying car rentals at participating Avis and Budget locations.
Avis: You can reserve your Avis car rental by visiting www.avis.ca/mbna. Quote Avis Worldwide Discount (AWD) #C078405 at the time of reservation and charge the full rental to your MBNA credit card.
Budget: You can reserve your Budget car rental by visiting www.budget.ca/mbna. Quote Budget Customer Discount (BCD) #A331704 at the time of reservation and charge the full rental to your MBNA credit card.
- Mastercard® contactless
Simply tap your Mastercard® at participating merchants to process payments safely and wirelessly - letting you keep your card in your hands at all times. Use your Mastercard® at millions of international locations where contactless is accepted. - Mastercard® Zero Liability
As a Mastercard® credit card cardholder, you will not be responsible for unauthorized~ purchases made in store, over the telephone or online. Some conditions apply. See your Account agreement for details.
- Card Verification Code (CVC)
All our credit cards use a CVC code that can normally be found on the signature strip on the back of a credit card (the last 3 digits). The purpose of this is to verify that the genuine credit card is being used to make the purchase. - Chip & PIN
All of our cards are Chip & PIN enabled, which is one of the most secure ways to pay by credit card. Instead of a signature, you will be asked to enter a 4-digit Personal Identification Number (PIN) that is to be known only by you. Learn more about Chip & PIN.
Find out more about MBNA Credit Cards
Ways to Apply
Compare up to 3 Cards
Compare up to 2 Cards