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At a glance

  • 15,000 bonus points†† ($125 in cash back value) after your first eligible purchase within the first 90 days of account opening and 5,000 bonus points†† (approximately $40 in cash back value) once enrolled for e-statements within the first 90 days of account opening.
  • Earn 5 points for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category. 1 point for every $1 on all other eligible purchases.
  • Each year, you will receive Birthday Bonus Points equal to 10% of the total number of Points the account earned in the 12 months before the month of the primary cardholder's birthday, to a maximum Birthday Bonus each year of 15,000 Points.
  • Flexible rewards: Redeem points for brand-name merchandise, gift cards from participating retailers, cash back, charitable donations, and travel.
  • Your MBNA Rewards Points never expire as long as your account is open and in good standing.

More Card Benefits & Features

The MBNA Rewards Program provides you the flexibility to earn, save and redeem points for items you want, when you want.

  • Shop online with the MBNA Rewards Catalogue
    Through the MBNA Rewards Catalogue, you can redeem your points for travel, gift cards and brand-name merchandise.
  • Apply points towards your MBNA Rewards credit card balance
    Redeem points towards a Statement Credit and apply it directly to your credit card balance. You also have the option to redeem for cash by cheque, a deposit to a chequing or savings account, or towards a donation to a participating charitable organization you select.
  • Redemption values
    The redemption value for travel is 100 points per $1, while cash and charity donations are 120 points per $1. Merchandise and gift card point values are disclosed in the Rewards Catalogue.

  • Emergency Services
    Certain services are available in case of emergency. Services include Emergency Card Replacement on a 7-10 day delivery or by courier.
  • Trip Assistance and Legal AssistanceF
    Features include support for Emergency Cash Transfer, Lost Document and Ticket Replacement, Lost Baggage Assistance, Pre-trip Information and Legal Assistance while travelling.
  • More Coverage and Support
    Cash Advances at banks and ATMs internationally. Conditions and fees apply.
  • Rental Vehicle Benefits
    Includes Collision Damage Waiver BenefitsB providing coverage for up to 31 consecutive days for eligible auto rental damage.
  • Concierge**
    Get more free time for the things you really want to do. Concierge service can book air and land travel, including hotels; make dinner reservations at trendy restaurants; obtain seats to the hottest concerts or shows; and more. Any costs incurred in connection with these services are charged to your MBNA Rewards World Elite credit card.

  • Travel Medical InsuranceC
    Up to $2 million of coverage for the first 21 days of your trip. Available for an insured person under 65 years of age.
  • Delayed and Lost Baggage InsuranceD
    Up to $1,000 in coverage per insured person per trip toward the purchase of essentials such as clothes and toiletries if your baggage is delayed for over 4 hours or lost.
  • Flight/Trip Delay InsuranceE
    Up to $500 in coverage per insured person if your flight/trip is delayed for over 4 hours.
  • Mobile Device Insurance***
    With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown.
  • Price Protection Service*****
    If you purchase an eligible item with your card and find the same product advertised in Canada at a lower price within 60 days of the purchase, the difference will be refunded subject to a maximum of $500 per item and a calendar year maximum of $1,000 per account. Certain conditions and exclusions apply.
  • Save with Avis Rent A Car and Budget Rent A Car
    Use your MBNA credit card to save a minimum of 10% off the base rates1, 2 in Canada and the U.S., and a minimum of 5% off the base rates12 internationally, on qualifying car rentals at participating Avis and Budget locations.
    Avis: You can reserve your Avis car rental by visiting Quote Avis Worldwide Discount (AWD) #C078405 at the time of reservation and charge the full rental to your MBNA credit card.
    Budget: You can reserve your Budget car rental by visiting Quote Budget Customer Discount (BCD) #A331704 at the time of reservation and charge the full rental to your MBNA credit card.

Review the Product Summaries (For Quebec Residents Only) for more details about insurance coverages

  • Mastercard® contactless
    Simply tap your Mastercard® at participating merchants to process payments safely and wirelessly – letting you keep your card in your hands at all times. Use your Mastercard® contactless at millions of international locations where contactless is accepted.
  • Mastercard® Zero Liability
    As a Mastercard® credit card cardholder, you will not be responsible for unauthorized~ purchases made in store, over the telephone or online. Some conditions apply.
  • Card Verification Code (CVC)
    All our credit cards use a CVC code that can normally be found on the signature strip on the back of a credit card (the last 3 digits). The purpose of this is to verify that the genuine credit card is being used to make the purchase.
  • Chip & PIN
    All of our cards are Chip & PIN enabled, which is one of the most secure ways to pay by credit card. Instead of a signature, you will be asked to enter a 4-digit Personal Identification Number (PIN) that is to be known only by you. Learn more about Chip & PIN.

Find out more about MBNA Credit Cards

How to apply for a credit card

Apply Online

You've found the right fit. Apply for your new card using our simple and secure online credit card application.

More information about MBNA Rewards World Elite® Mastercard®

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