Benefits

  • Earn cash back on all qualifying purchases

    Get up to 5% cash back for qualifying net retail gas and grocery purchases for the first six months, 3% for qualifying net retail gas and grocery purchases therafter and 1% for all other qualifying net retail purchases.

  • Automatic cash back

    Once your cash rewards total at least $50 at the end of a monthly billing period, we’ll send you a cheque in the mail – automatically. There are no forms to fill out, no phone calls to make and no hassles. (Some conditions apply.)

  • Enjoy free online access to your credit card account

    Get live online help, it’s just a click away. View up to the minute transactions and your MBNA SmartCash rewards balance

  • Earn cash back faster with free additional cards

  • Zero Liability

    If your card is ever lost or stolen, we will reimburse you for any unauthorized transactions.

  • Fraud Monitoring

    Designed to block potential fraud if abnormal patterns are detected.

  • Password Protection

    Gives you additional confidence that no one else can use your card online.

Additional Benefits for Platinum Cardholders

  • MasterPurchase® Purchase Protection

    If an eligible purchase made using your card is damaged or stolen in the first 90 days after purchase, contact MasterAssist to inquire about having it either replaced or fixed. See your MasterCard Guide to Coverage for coverage eligibility, complete terms, conditions and exclusions.

  • MasterPurchase® Extended Warranty

    MasterPurchase Extended Warranty will automatically double the manufacturer’s warranty on qualifying purchases up to an additional one year. No registration required where the original manufacturer’s warranty does not exceed 5 years. See your MasterCard Guide to Coverage for coverage eligibility, complete terms, conditions and exclusions.

  • MasterRental® Collision Damage Waiver (CDW) Auto Rental Insurance

    Decline the collision damage waiver when you rent a qualifying rental vehicle. See your MasterCard Guide to Coverage for coverage eligibility, complete terms, conditions and exclusions.